Top Causes of Debt

Getting into debt is much easier than you think. You may consider yourself quite good with money, and then before you know it, a few impulse buys can get you in the red. If you are not financially literate and don’t get on top of your finances, the debt can accumulate a lot of interest…

How to keep your financial history clean and bright

Your financial history needs to be kept as clean and scrubbed as possible in the current economic landscape, so make sure you stay on top of it – or else! Everyone has a financial history that follows them around in the form of a credit record, and just about everything you do will end up…

What to do if you need financial help from a lender

It’s common to need help from a lender from time to time, but there are things you should know for your own protection before you agree to any loan. It’s become all too commonplace, especially in the current economy, to need an infusion of emergency cash in order to cope with a sudden calamity. Nearly…

Should you avoid high-profile lenders?

You may have a dire need to secure an emergency short term loan in a hurry, you may not want to go with that high profile lender for your financial needs. If you’re under the gun when it comes to finding the funds you need to pay for a sudden expenditure, like replacing your boiler…

Five ways to borrow money more cheaply

If you want to borrow money, then you will find that it could be expensive. There are things that you can do though, in order to reduce the cost of this. Some of these are explained in more detail below. Improve your credit rating If you have a poor credit rating, then it is likely…

Reasons for avoiding high street lenders

Along many UK high streets these days there are shop units where you can borrow money. They promise all sorts of things, with loans being sorted out quickly, no collateral needed and things like that. They can be alternative for people who cannot borrow money through a bank or other financial institution, perhaps because they…

Is Peer-to-Peer Lending right for me?

Peer to peer lending is something which is becoming more popular. It is even being advertised on the television as an alternative way to save money which will increase returns. It is quite a new idea though and so many people are cautious about it. It is always right to be cautious in any decision…