What’s the truth about short term lending?

Some say payday loan providers are very good, while others insist they’re ruining the country, but where does the truth lie in this story? When it comes down to brass tacks, payday advance lending isn’t inherently evil nor good; like any tool, financial or otherwise, it matters in how its wielded. Responsible use of instant…

Why don’t short term lenders demand credit checks?

Providers of short term loans are quite noteworthy for hardly ever requiring the borrower to submit to a credit check, but do you know why this is? It’s absolutely commonplace to see payday loan providers touting the fact that their payday advance lending is available without having to go through a credit check. Moreover, it’s…

When’s the best time to take out short term lending?

Don’t believe the hype: the best time to take out short term loans shouldn’t be for frivolous matters like a night out or to finance a holiday, and here’s why. It’s all too common to see television adverts for payday advance firms offering short term loans in as little as fifteen minutes, deposited directly to…