financial history

How to keep your financial history clean and bright

Your financial history needs to be kept as clean and scrubbed as possible in the current economic landscape, so make sure you stay on top of it – or else! Everyone has a financial history that follows them around in the form of a credit record, and just about everything you do will end up…

short term lending

What’s the truth about short term lending?

Some say payday loan providers are very good, while others insist they’re ruining the country, but where does the truth lie in this story? When it comes down to brass tacks, payday advance lending isn’t inherently evil nor good; like any tool, financial or otherwise, it matters in how its wielded. Responsible use of instant…

financial help

What to do if you need financial help from a lender

It’s common to need help from a lender from time to time, but there are things you should know for your own protection before you agree to any loan. It’s become all too commonplace, especially in the current economy, to need an infusion of emergency cash in order to cope with a sudden calamity. Nearly…

credit checks

Why don’t short term lenders demand credit checks?

Providers of short term loans are quite noteworthy for hardly ever requiring the borrower to submit to a credit check, but do you know why this is? It’s absolutely commonplace to see payday loan providers touting the fact that their payday advance lending is available without having to go through a credit check. Moreover, it’s…

short term lending

When’s the best time to take out short term lending?

Don’t believe the hype: the best time to take out short term loans shouldn’t be for frivolous matters like a night out or to finance a holiday, and here’s why. It’s all too common to see television adverts for payday advance firms offering short term loans in as little as fifteen minutes, deposited directly to…

high-profile lenders

Should you avoid high-profile lenders?

You may have a dire need to secure an emergency short term loan in a hurry, you may not want to go with that high profile lender for your financial needs. If you’re under the gun when it comes to finding the funds you need to pay for a sudden expenditure, like replacing your boiler…