financial history

How to keep your financial history clean and bright

Your financial history needs to be kept as clean and scrubbed as possible in the current economic landscape, so make sure you stay on top of it – or else! Everyone has a financial history that follows them around in the form of a credit record, and just about everything you do will end up…

short term lending

What’s the truth about short term lending?

Some say payday loan providers are very good, while others insist they’re ruining the country, but where does the truth lie in this story? When it comes down to brass tacks, payday advance lending isn’t inherently evil nor good; like any tool, financial or otherwise, it matters in how its wielded. Responsible use of instant…

financial help

What to do if you need financial help from a lender

It’s common to need help from a lender from time to time, but there are things you should know for your own protection before you agree to any loan. It’s become all too commonplace, especially in the current economy, to need an infusion of emergency cash in order to cope with a sudden calamity. Nearly…

credit checks

Why don’t short term lenders demand credit checks?

Providers of short term loans are quite noteworthy for hardly ever requiring the borrower to submit to a credit check, but do you know why this is? It’s absolutely commonplace to see payday loan providers touting the fact that their payday advance lending is available without having to go through a credit check. Moreover, it’s…

short term lending

When’s the best time to take out short term lending?

Don’t believe the hype: the best time to take out short term loans shouldn’t be for frivolous matters like a night out or to finance a holiday, and here’s why. It’s all too common to see television adverts for payday advance firms offering short term loans in as little as fifteen minutes, deposited directly to…

high-profile lenders

Should you avoid high-profile lenders?

You may have a dire need to secure an emergency short term loan in a hurry, you may not want to go with that high profile lender for your financial needs. If you’re under the gun when it comes to finding the funds you need to pay for a sudden expenditure, like replacing your boiler…

pay-off-mortgage-early

Top tips on how to pay your Mortgage off early

There are many people that would like to be able to pay off their mortgage early. They would like to be free of the debt and the stress that is associated with it. If you would like to be able to do this, then there are some tips below which will help you to be…

borrow money

Five ways to borrow money more cheaply

If you want to borrow money, then you will find that it could be expensive. There are things that you can do though, in order to reduce the cost of this. Some of these are explained in more detail below. Improve your credit rating If you have a poor credit rating, then it is likely…

high street lenders

Reasons for avoiding high street lenders

Along many UK high streets these days there are shop units where you can borrow money. They promise all sorts of things, with loans being sorted out quickly, no collateral needed and things like that. They can be alternative for people who cannot borrow money through a bank or other financial institution, perhaps because they…

Payday Loan

When you should take out a Payday Loan

Payday loans are often seen as the very worst type of loan. With huge fees and interest rates, the costs can spiral if you do not make the repayment on time. However, many people do not realise that it is possible to pay more on an unauthorised overdraft with some banks. However, there are a…